Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1034-$1521
Estimated Annual Premium
Monthly Average Breakdown
$101 / mo
Includes General Liability
Industry Risk Profile
Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.
Risk Factor0.9x
Location Factors
- State Base Rate$1300
- New%20york Multiplier1x
- State Tax Rate4.0%
Local Compliance FAQ
Is General Liability required in New%20york?
While New York law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in New%20york.
Why is the rate different here?
Your premium reflects New York's specific base rate of $1300 and a local city multiplier of 1x.
Compare Real Estate Agent Insurance in Other New York Cities
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